Rio: UPI Rupay Credit Card 3.6.0

For those weary of UPI payments lacking cashback rewards, Rio presents a compelling alternative by integrating the versatility of a credit card with the convenience of UPI. This combination allows users to earn rewards on every transaction, making the payment process both rewarding and efficient.

Rio offers a comprehensive payment solution featuring a lifetime-free credit card that seamlessly functions with UPI, enabling users to Scan & Pay effortlessly at any merchant accepting UPI. The platform also provides exclusive benefits such as rewards, complimentary lounge access, and an intuitive app experience, consolidating multiple features into a single interface.

Key reasons to consider Rio include:

• Lifetime free credit card with no associated fees.
• Immediate 3% rebate in Rio Coins on all UPI transactions through Rio UPI.
• Access to airport lounges for enhanced travel comfort.
• Extensive acceptance across over 100 million merchants utilizing UPI.
• Spending flexibility with transaction limits ranging from ₹1 to ₹2 Lakhs.
• Option to convert significant purchases into manageable EMIs.
• Secure payment mechanisms fortified by Rio UPI technology.

Rio aims to redefine the payments experience by providing:

• Seamless Scan & Pay capabilities via the Rio Credit Card integrated with Rio UPI.
• An elegant and user-friendly card design facilitating quick swipes and taps.
• An attractive reward program awarding 3% Rio Coins on UPI transactions conducted through Rio UPI.
• Contactless transactions ensuring fast and secure payments in various settings.

The platform also promotes additional benefits such as:

• Reward accumulation with 3% Rio Coins on UPI transactions—translating to savings on spending.
• Special promotional offers across dining, retail, and travel sectors.
• Fuel surcharge waivers, providing savings on refills.
• The ability to redeem Rio Coins directly into your bank account.

Security features include:

• Card control options like block/unblock and limit adjustments via the Rio app.
• Contactless payment capabilities for swift and safe transactions everywhere.

To begin leveraging Rio’s offerings, users are encouraged to download the Rio app. The process includes obtaining a lifetime-free credit card, earning rewards, and exploring new payment possibilities with Rio UPI. Customer support is accessible at [email protected].

Frequently Asked Questions:

1. How can I use my Rio Card with UPI?
2. Your Rio Card is automatically linked to Rio UPI. You can perform all UPI-based payments directly from the Rio app by scanning QR codes or paying merchants seamlessly.
3. Are there any charges for UPI transactions through Rio?
4. No, all UPI transactions via Rio are free of charge.
5. Can I pay individuals or other credit cards using the linked credit card on UPI?
6. No, transactions are limited to merchant (P2M) payments only when using the linked credit card via Rio UPI.
7. What are Rio Coins, and how are they earned?
8. Rio Coins are rewards earned on UPI transactions conducted through Rio UPI. Each ₹100 spent earns you 3 Rio Coins, which can be redeemed directly into your bank account at a rate of 4 Rio Coins equal to ₹1 cashback. Minimum transaction amount for earning coins is ₹50.\

Terms & Conditions:

*4 Rio Coins equal ₹1 cashback.